NEXT STEP CONNECT

When we zoom out and look at longevity—how we want to feel, move, think, and live decades from now—it becomes clear that most people aren’t making long-term decisions consciously. They’re reacting based on patterns their brain has already learned.

Financial sustainability isn’t something some people have, and others don’t. It’s not about luck or privilege—it’s about understanding how money works and learning how to use it as a vehicle to create the life you want.

If there’s one thing I know for sure, it’s this: growth is earned in real time, not imagined in hindsight. Here are the top five lessons 2025 taught me—and what you might learn from my mistakes.